Planning for my Wedding

My wedding is four months from now and I am stressed.

I initially thought that the venue would not be a problem because we decided to have it at my fiance’s parents’ backyard. But now, the guest list keeps getting longer! And because of Austin’s unpredictable weather, we decided to have it at McKinney Falls Function Hall.

I was so happy and excited because the venue is just perfect – it has a nice ambiance, a kitchen, tables and chairs, and restrooms. Plus, the fee is just within our budget! I just have to book it for November 8 and we are all set! - Only that it is NOT available on November 8! Waaaaaaaaaaahhhhhh! :(

So, what now?

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I found ‘The One’

Early this year, 2 months before my 31st birthday, I finally met ‘The One’. Funny how a lot of people told me before that the guy whom God has destined for me to be with was probably somewhere very far hence I haven’t met him yet.

They were right. He was in Texas all these time, that’s why our paths never crossed. And when the right time has come, we finally found each other. :)


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Invest Now…

Below is taken from the blog of Bo Sanchez of the Truly Rich Club.
Hope you will be inspired to invest in stocks after you read this.

Congratulations, TrulyRichClub Members—You’ll Get 30%+ Profit In One Stock!

My members are happy.

Last February 2013, I recommended to our TrulyRichClub members to buy the stock of a relatively unknown but great company that produces food ingredients.  My simple advice was, “Buy small amounts each month.”

Since a lot of people didn’t know the company, they asked, “Jeepers Bo, I’ve never heard of them before.  Why will I invest there?”

I explained, “Yes, you don’t know this company, per se, but you know the clients of this company.  They’re the country’s biggest food ingredients provider, serving companies like Universal Robina and Jollibee.”

When we recommended this very profitable company last February 2013, its stock price was P6.45.  After 15 months, it’s now P9.25.  That’s a whopping 43% growth.  (Note: To compare, your money in the bank grows at less then 1% a year.)

Some analysts believe that this amazing company will still go up, because it’s got a fantastic future; BUT because we’re very conservative, last week, I already asked TrulyRichClub members to get ready to SELL very soon if it reaches (or almost reaches) our Target Price.  And I asked them to transfer their money to our other recommended companies that we believe still have lower prices, especially one specific company that’s into power-generation.

Oh yes, in the past 15 months of buying this great company, there were “terrible” months when the stock went down, and some asked me, “Bo, I’m freaking out.  Gosh, I’m actually losing money!”

I smiled and said, “You may be losing on paper, but if you don’t sell, you’re not losing.  Just close your eyes and keep buying small amounts each month!”

Today, my TrulyRichClub Members are a happy bunch. Because now, they see their nice profits and understand how this entire thing works.

They realize that investing in the Stock Market isn’t a quick-rich scheme.  They realize that there will be terrible months when the Stock Market is really down and they’ll be terrified—but they also now know that it’s during those terrible months when they earn the most terrific profits IF they buy during those terrible months.  And all they have to do is “close their eyes and keep buying small amounts each month”—and they’ll come out as big winners in the end.

My message?  You have to invest every month for YEARS, and in due time, you’ll earn your MILLIONS.

Friend, do you want to change your financial future?

If you have not yet joined my TrulyRichClub, I’d like to personally invite you to join now.

Here’s why: Moving forward to 2015, I see incredible double-digit growth for MOST of our recommended companies.  Oh yes, there will be the usual “terrible” dips along the way, where you’ll be scared and want to strangle my neck for getting you into this, but in due time, you’ll realize that these dips are when you make the biggest profits if you buy during that time.

Are you ready to make a huge change in your financial future?

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Financial Freedom: Am I Ready to Retire in 5 Years?

Questions to ask myself:

1. Do I have debts/loans?
Yes, I have things to pay for such as:
a. Avida Centerra condo unit – BIG money! Hoping to pay half of it by end of first year of my GCP assignment. I am targeting to work hard and save up so I can get this fully paid and convert it from liability to asset… Aja!
b. Insurance – Sunlife and Prulife UK

2. Do I have a passive income stream?
I am thinking of the condo as my future passive income stream. That is, if I don’t live in it and I could rent it out for a fair price.

I am also hoping that my stocks at ColFinancial would be earning much by then. Right now, these are the stocks in my portfolio:

COL Financial portfolio

COL Financial portfolio

3. Do I have a fallback in case I badly need to work again?
Right now, I am single and I don’t have anybody to worry about except for my ageing parents. My siblings can take care of themselves. That’s why I could easily say I could retire in 5 years. But if ever I do get to have a family – or a baby of my own, I may have to rethink this early retirement thing… and if ever, I think I can go back to my teaching or IT career. The experiences that I’ve gained over the years would help me land a decent job.

4. Do I have a retirement fund?
Yes, I have a retirement fund but it’s not yet fully paid. I still have to work my ass up to complete my payments. But at least I am working on it already.. :)

Conclusion: Getting there! But life is full of surprises… I am just glad to do this evaluation and realize that my finances look good and healthy so far. But it does take a lot of hard work, planning, and discipline. How about you, are you starting to think about your retirement?

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No one can make you feel inferior without your consent – Eleanor Roosevelt

I’ve been having pre-birthday blues and work-related stress  a week ago. I felt like everything was just going downhill and I badly wanted to quit, go home and forget about my IT career.

But I realized that I was being too stubborn and childish. I needed to be mature and face my problems and trials. I had to find the root cause of my problems and try to find resolutions.

Work-related stress

I realized that I was putting too much pressure on myself and succumbed to the need to please others and prove my self-worth. I remembered the quote from  Eleanor Roosevelt: “No one can make you feel inferior without your consent.” Also, I realized that I shouldn’t give in to competition. I always didn’t like to compete with anyone besides myself. So when I feel like other people, especially when they’re in my team, competes with me, I feel bad. But I realized too, that maybe there should be a healthy competition to push yourself to be better. And now I discovered a way to make other people cooperate and make it a team effort rather than a competition or a chance to prove that one is better than the other. I noticed that other people just want me to recognize their talents and capabilities, and give my respect to them. Once I did that, we worked better as a team and got the best out of everyone. :)

Pre-birthday blues

Photo credits:

Photo credits:

My birthday is in 10 days so I am having pre-birthday blues. I made a list of things that I wanted to have and accomplish this year. And at that time, I felt bad because there are a lot that I still haven’t achieved. But my goodness! Why be pessimistic??! I shouldn’t look at it as a glass half empty but a glass half full! I have soooo many things to be thankful for. So what if I still didn’t find that one elusive right guy? Hahaha.. So that’s the reason why I’m feeling blue? Hehe.. Not just that, really. I felt bad because I didn’t lose weight, didn’t exercise, didn’t eat healthy, didn’t see my loved ones more often. Stop. Okay, I just have to be thankful for what I have now. And right now, I feel good because I met new people, made new friends, but still kept good relationships with the old people in my life. On top of it all, I was given a chance to fulfill one of my biggest life dreams: to work abroad – and not just that, in United States of America! I was given this great opportunity to explore the beautiful city of Austin and work with the best people. Thank you Lord… I feel so blessed! :)

So I got over myself and found ways of keeping myself happy and filling up my love tank. Here are the little ways:
1. Watch my all-time favorite series of all time: In Need of Romance. Found it at Netflix!!!
2. Talked to and met new people. Learned to trust people again.
3. Gave my best at work. Aja!
4. Went home while the sun is still up – that’s around 7pm nowadays in Austin. ( :) I love Spring!!!) and take a short walk.
5. Skype with family and friends.
6. Last but not the least, I counted my blessings and felt very blessed and thankful! :D


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Where is home?

 Being away from home at the tender age of 13, I have felt a growing need to spend time with my family as much as I can. But after high school, I had to go to college, then after college, I have to work. I went farther and farther away from my family.

Sometimes I feel estranged. It’s like they really don’t know me anymore, and I them. For the past 16 years of my life, I lived in 4 different cities and I stayed in one city at at an average of 4 years. I moved around a lot. I lived with different people at a time. I treat people like family, became very close, and then I had to leave.

Sometimes when I envision or think about home, somehow I couldn’t figure out where it is. When I go home to be with my family in our little hometown, I feel like I don’t belong there anymore. I feel like a stranger. I feel like a visitor. When I visit my non biological families, also known as friends in some city I’ve stayed before, I feel happy to see them but I still could not imagine going back. It doesn’t feel right anymore.

Maybe I could figure this out and settle down when I meet my lifetime partner. Maybe he can help me decide where home is or will be.. ;)

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Practicing the Law of attraction

I’ve read about this a lot and I’m really amazed about how other people have made this work in their lives.

Law of attraction. It’s not just a theory that someone made up. It’s actually a law! Like the law of gravity? Lol. For me it’s also biblical. The Lord said, Ask and you shall receive. They say that when you pray, you have to believe in your heart that it has already been granted. That is what we call expectant faith. ;)

I was reminded of this law when I read The Secret. I’ve read numerous books and blogs that make a reference to this awesome book but it’s only now that I’ve read the actual book. And though I feel like I already know the things that it talks about, I’m still enlightened.

If you haven’t read it, l recommend that you do. It’ll help you shape up your days and even your life. From this day forward, I will be practicing the law of attraction! How?

1. Create my day in advance, practice the art of visualization. I will envision how great my day will be. From the moment I wake up, I will be thankful for the great things and great people that will fill my day.
“I am going to have an awesome day today! I will live my best life today! I will enjoy this day!”

2. Reprogram the events of my day that did not go well and replace it with visions of how it should go. According to The Secret, when you do this, you are cleaning up your frequency from the day and you are emitting a new signal and frequency for tomorrow. You have intentionally created new pictures for tomorrow.

3. Be grateful for the things I feel good about. Practice the attitude of gratitude
“Gratitude is the way to bring more into your life” – Marci Shimoff
“Whatever we think about and thank about, we bring about.” – Dr John Demartini

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International Women’s Day

Happy International Women’s Day! :) (Late post. Wrote this last Friday night wasn’t able to publish it.)

We oughtta celebrate Women’s Day everyday but since they’ve chosen this special day as the International Women’s Day, then let’s celebrate!!!

Well, I’d like to celebrate by writing a post about how I have been able to work (successfully) in a man-dominated industry. The Information Technology (IT) industry usually has more men than women. I’m currently in a team with more than 15 men and I’m the only woman. One of my bosses asked me if I feel uncomfortable that I am the only woman in the team. I honestly don’t mind because I’m used to being the only woman or one of the few women in the team or even in the project.

Needless to say, there are pros and cons to being a woman in a man’s world. But I’d like to believe that there are  more pros than cons. And usually I can work out the cons.

These are some of the advantages that I could think of right now:

  • Men are more likely to help a woman out. (Basic man in shining armor kind of thing). I use this to my advantage most of the time. If I have code issues or tech problems, I could easily find someone in the team who is willing to help me out.
  • Men rarely engage in arguments with a woman or they avoid it as much as they can. Well, there are times when this could be a disadvantage. Like when the men would dismiss a woman’s idea prematurely – without hearing her out. But because I don’t like arguments, this is win-win for me. But when I really feel a need to prove my point, I wouldn’t hesitate to give a fair argument and fight to win my case.
  • Men can take care of you or make you feel safe. For example, when overtimes are inevitable, you feel safer if you have men to bring you home safe and sound.
  • (Decent)Men are less prone to gossip or spread nasty rumors around the office.

So far those are the things that I could think of right now. :)

I know that in some parts of the world, women still don’t enjoy being treated fairly. I just hope someday they will be given the same treatment, opportunities, and respect as the men in their society.

I end this post with a shoutout to the women who have greatly influenced my life: Mama, Nanay Inday, Mommy, Bianca and Sacha. :) Thank you very much for being awesome women!

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POFW diaries: February Highlights



Last weekend my GCPmates and I went to Houston to watch the movie Starting over again and decided to have a side trip to NASA and eat at Jollibee to complete the Houston (or to my mind, the OFW experience). I wanted to stay longer at NASA but our time was limited because we still had a movie to catch and a 3-hr drive back home. Good thing the movie turned out great.I actually wanted to write a separate post about it.

Anyway, this month turned out fine. And the “Adventure” theme of my dream book suited it well. Made a lot of good memories this month.

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Note: I initially wanted to keep this post private because I’m afraid people I know might read this and form their  judgments about me. But I realized that I just have to share this so that other people can learn from my experience.  Because after I wrote this post I really felt better and my day also went great… Especially at work. It seemed to turn 360 degrees just because I began my day with the right attitude and mindset. So hope this helps you too… :) 

Today I woke up worried that I might have not done my best in my job. I’m afraid that I am not giving enough for my job. I am doubting myself and I wish I can fight this feeling. I should just feel confident and slowly but surely be great at what I do. Contribute to the team. I should not let anybody down or put me down.

The only way they can let me down is when I screw up on purpose. I didn’t get here without hard work. I am here because I deserved to be here. I am here because they saw something in me.

The root cause of all this is that I am afraid.  Afraid of losing what I have. Afraid of not being enough. Afraid of failure. I am operating from a wrong disposition:fear.

It used to work out fine when I was new in the industry, because I wasn’t afraid. I had nothing to lose. I was eager to learn from everyone else around me. But now, I’m getting proud and afraid. Two very dangerous things.

So now, I stop being afraid. And just learn to trust myself. Learn. Keep in mind that I am here to learn and that I really don’t have anything to lose. I just need to get over myself, work well with other people, and give it my best shot. Instead of waking up and wondering “how have I messed up yesterday? Or  I should have done this or I shouldn’t have done that.”I should start everyday asking myself “how can I be greater than yesterday? Or what will life teach me today? Or how will I have fun and enjoy this day?”

Everyday is a new day. A chance to start anew. Smile. Be thankful. Expect great things. Attract good things.

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